Rate Otter

Rate Otter

Rate Otter Signal · as of Sep 18

Rates are drifting higher this week.

Rising
x
FallingSteadyRising
Yield curveRising
10-yr TreasuryRising
MortgageRising
StabilityVolatile
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Signal
Weighted average of yield curve, Treasury, and mortgage rate trends. Up means rising.
Rising · last 30 weekdays

Today's adjustable rates

updated September 18, 2026
PurchaseRefinance
5/1 ARMLowest today
Loan amountRateAPR30-day
$832,751 to $2,500,000Jumbo5.875%6.317%Up 0.250 points over the last 30 days
$50,000 to $832,750Conforming6.125%6.430%Up 0.250 points over the last 30 days
7/1 ARMLowest today
Loan amountRateAPR30-day
$832,751 to $2,500,000Jumbo5.875%6.243%Up 0.250 points over the last 30 days
$50,000 to $832,750Conforming6.250%6.451%Up 0.250 points over the last 30 days
10/1 ARM
Loan amountRateAPR30-day
$832,751 to $2,500,000Jumbo6.250%6.402%Up 0.250 points over the last 30 days
$50,000 to $832,750Conforming6.375%6.499%Up 0.250 points over the last 30 days

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