RateOtter

RateOtter

RateOtter Signal · as of Aug 31

Rates are drifting higher this week.

Patience may pay. .

Rising
FallingSteadyRising
Yield curve
Rising
10-yr Treasury
Rising
Mortgage
Flat
Stability
Volatile

Today's adjustable rates

Patelco · updated August 31, 2026
5/1 ARMLowest today
2 options
Loan amountRateAPR30-day
$832,751 to $2,500,000Jumbo5.750%6.116%Down 0.250 points over the last 30 days
$50,000 to $832,750Conforming6.000%6.229%Down 0.250 points over the last 30 days
7/1 ARMLowest today
2 options
Loan amountRateAPR30-day
$832,751 to $2,500,000Jumbo5.750%6.057%Up 0.125 points over the last 30 days
$50,000 to $832,750Conforming6.125%6.264%Down 0.125 points over the last 30 days
10/1 ARM
2 options
Loan amountRateAPR30-day
$832,751 to $2,500,000Jumbo6.125%6.233%Up 0.125 points over the last 30 days
$50,000 to $832,750Conforming6.250%6.330%Down 0.375 points over the last 30 days

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