Disclaimer

Rate Otter is operated by a California licensed real estate broker and mortgage loan originator: Winston Wang, Broker, CA DRE #01477700, NMLS #1963743, NMLS #2842687. Equal Housing Opportunity.

The rate tables on this site show mortgage rates that other lenders have publicly posted on their own websites. They are collected periodically and may be delayed, incomplete or out of date. They are those lenders' published rates, not offers to lend by Winston Wang, and are not guaranteed to be accurate. Rate Otter is not affiliated with any lender shown.

Actual rates, APRs, points and terms depend on your credit, loan amount, property and other factors, and are set by the lender that makes the loan. Always confirm current terms directly with the lender before making any decision.

The forecast and any trend indicators are algorithmic estimates, not financial advice or a prediction of future rates.

Home value estimates are calculated from Zillow's zip-level home value index and, when you give it, the price you paid. They are not appraisals and do not account for the condition, size or updates of a particular home. Do not rely on one to set a price or apply for a loan.

Sending an inquiry through this site starts a conversation with Winston Wang. It is not a loan application, does not affect your credit, and does not commit you or any lender to anything.

Rate Otter makes no warranties and accepts no liability for decisions made using this site.